Embrace change, take risks, and disrupt yourself

Hosted by top 5 banking and fintech influencer, Jim Marous, Banking Transformed highlights the challenges facing the banking industry. Featuring some of the top minds in business, this podcast explores how financial institutions can prepare for the future of banking.

Listen on Apple Podcasts Listen on Spotify Listen on Pandora

Tinkoff: Russia’s Challenger Bank of the Future

Founded in 2006, Tinkoff is Russia’s largest online challenger bank offering a huge range of services, including mobile personal and business accounts, investment and insurance products, as well as being Russia’s second-largest issuer of credit cards.

Tinkoff has also diversified into non-financial services, including travel, ticketing and bookings services — all available through its lifestyle super app. This expansive array of services has led to profits of over $500 million in 2019, with a current customer base of more than 12 million customers.

Tinkoff consistently wins awards as the best digital-only bank, serving customers remotely via online channels and a cloud-based call center. TCS group also has a proprietary nationwide network of representatives.

Our guest for the show is Oliver Hughes, CEO of Tinkoff. In this episode, we discuss how the combination of an innovative business model, a strong team and a recognized brand can yield success anywhere in the world.



Episode Sponsor: Microsoft:

See how Microsoft can help to unlock new opportunities at speed through innovative business models, deliver differentiated customer experiences across channels, products and services, and redefine new ways of working.

More at Microsoft.com/financialservices


Recent Episodes

View All

Turning Market Disruption Into Innovation Opportunity

Banking Transformed
Amy Radin, founder and principal of Pragmatic Innovation Partners, discusses how an innovation culture is required more than ever in banking.
Listen to Turning Market Disruption Into Innovation Opportunity

How Banking Can Thrive in a Post-Pandemic Reality

Banking Transformed
Paolo Sironi, Global Research Leader at the IBM Institute for Business Value, discusses how institutions will need to explore a new normal.
Listen to How Banking Can Thrive in a Post-Pandemic Reality

Driving Digital Sales in Financial Services

Banking Transformed
James Robert Lay, CEO of the Digital Growth Institute, discusses digital sales models and how organizations can multiply results.
Listen to Driving Digital Sales in Financial Services

The Importance of a Modern Banking Platform

Banking Transformed
Andrew Beatty, Head of Global Next Generation Banking at FIS Global, shares insights as to where the banking industry must focus efforts in the future.
Listen to The Importance of a Modern Banking Platform